Disability for Mental Illness
It’s very hard to get disability at the “best” of times. My therapist warned me when I brought the subject up that I had a 2% chance of being accepted for disability right off the bat, so I’m trying to do all I can while filling out the paperwork to ensure that I either get through expeditiously or at least get to the appeals process quickly.
I’m in the process of filling out the forms online at the apply for disability page here, thankfully you can save the forms and continue them later provided you do so within 60 days, and at least with the online forms you can work on them at any time of day and night, but people are only available to help you at the toll free numbers between 7 a.m. and 7 p.m.
For me the first snag that I encountered was being confused about income and net income. One of the questions they ask you is if you’re self-employed and given I work from home doing blog reviews and occasionally helping people out with web design or tarot predictions depending on which alter is more active…I figured that would count against me, because I’m able to work (sort of) but I make negative income…my businesses aren’t really worth it, they technically give me some extra play cash, but the amount I put out to try and advertise, to run my computer, the phone lines and all the rest of it I actually don’t make anything, and I also found out recently thanks to someone on AO who was answering my question about what net income actually meant that I could technically deduct therapy from my expenses too, so that would mean I was making even less.
Another thing I figured would be a good idea to do is to get my therapist and doctor on board with this so that they could be writing up whatever it was they needed to do so that I could get things all together and send them in at once so I didn’t have this issue like I did with Medicaid where I was getting letters from the offices saying, “Well, we might approve you but we need your birth certificate, your husbands, copies of your driver’s licenses, passports…” and all the rest of it before we’ll process things, and in the mean time I was without insurance.
Anyway, we’ll see what happens after I call the doctor’s offices on Tuesday and as I got more pointers I’ll edit this entry.